Annual Discount and Inflation Rates Database for GCC & Global

Key benefits & value for the buyer

The Discount and Inflation Rates Database provides a practical bridge between market data and IAS 19 assumption-setting. Instead of sourcing multiple public datasets and reconciling formats, you receive a single, consistent dataset tailored for actuarial modeling and financial disclosure.

What this saves you

• Time: Immediate access to ready-to-use rates and pre-populated worksheets reduces data preparation time by days.
• Audit friction: Documentation, source citations, and methodology notes reduce reviewer queries during external audit.
• Accuracy: Harmonised series for discount rates (risk-free curves, market yields) and inflation indices for GCC and global comparators.
• Control: Editable Excel allows you to adapt assumptions (term structure, spreads, breakpoints) while preserving audit trails.

Use cases & real-life scenarios

IAS 19 actuarial valuation — end-of-service benefits

Scenario: Your company must present a year-end IAS 19 valuation for EOSB. Use the database to:

• Populate the discount curve for the valuation date and maturity profile of obligations.
• Apply relevant inflation indices to project salary escalation assumptions or price-level benefits.
• Run sensitivity scenarios (±50bp, ±100bp) using the built-in scenario sheets and export results to your actuarial report.

Financial modelling & disclosure

Scenario: Preparing financial statements with audit requirements. Use the database to produce disclosure-ready tables that explain the selection of discount and inflation assumptions and to attach source references for auditors.

Who is this product for?

The Discount and Inflation Rates Database is designed for:

• In-house accounting teams preparing IAS 19-compliant financial statements.
• Actuarial consultants and valuation specialists delivering EOSB reports to clients in the GCC and internationally.
• Internal audit and finance directors who need transparent, reproducible assumptions ahead of statutory audit.
• Advisory firms building actuarial or valuation models that require consistent market rate inputs.

How to choose the right version

We offer a single comprehensive package with configurable options at checkout. Choose based on:

• Coverage: GCC-only (all GCC markets) or GCC + Global comparator set.
• Delivery format: Excel + PDF (standard). Add optional CSV export for system integration.
• Update frequency: Annual (included). Add a subscription for quarterly updates if you need rolling data.

If you are unsure which option fits, select the GCC + Global package — it covers most audit and cross-border reporting needs.

Quick comparison with typical alternatives

Organisations commonly consider three approaches: compile your own market series, subscribe to a financial data vendor, or use a pre-packaged database like this product.

• In-house compilation: Cheaper but time-consuming and risks inconsistent methodology and weak audit trail.
• Large vendor subscription: Comprehensive but costly and not structured specifically for IAS 19 disclosures.
• EOSBReport database: Balanced: professional methodology, formatted for IAS 19 and actuarial use, cost-effective for most companies preparing audited statements.

Best practices & tips to get maximum value

• Use the provided methodology note when discussing assumptions with your auditor to reduce follow-up queries.
• Run sensitivity analyses included in the workbook and attach the outputs to your actuarial report to demonstrate robustness.
• Keep a copy of the source documentation sheet in your audit file for traceability.
• When applying local market rates, use the local currency series in the dataset and explain conversion steps if reporting in a different presentation currency.

Common mistakes when buying/using discount and inflation databases — and how to avoid them

• Mistake: Using short-term market rates for long-term liabilities. Fix: Apply term-structure smoothing provided in the workbook.
• Mistake: Not documenting source or method. Fix: Retain the included source notes and methodology appendix.
• Mistake: Overlooking local index availability. Fix: Use the GCC inflation indices included and map to company-specific benefit formulas.

Product specifications

• Product: Annual Discount and Inflation Rates Database (GCC & Global)
• Formats: Excel (.xlsx) and PDF export included; optional CSV on request
• Coverage: GCC countries (complete set) plus major global economies for comparators
• Contents: Discount curves, inflation indices, source citations, methodology note, scenario sheets, disclosure templates mapped to IAS 19
• Delivery: Instant digital download after purchase
• Update cycle: Annually updated; subscription option for quarterly updates
• License: Single-entity use with extended options for group licensing

Frequently asked questions